🎯 Recommended Allocation
70% - Core Holdings (BTC + ETH)
Bitcoin 40% + Ethereum 30%
Most stable. Long-term hold. Lowest volatility. Sleep well at night allocation.
20% - Layer 2 & DeFi (Arbitrum, Optimism, Lido)
Moderate growth. 5-7x upside potential by 2030.
Higher risk than BTC/ETH but still relatively safe. Diversify: 8% ARB, 7% OP, 5% stETH.
10% - Moonshot Altcoins (SOL, XRP, FET)
High risk/high reward. 10-100x upside potential.
Expect 50% drawdowns. Only money you can afford to lose. This is the "fun" allocation.
💡 Why This Works
- ✅ 70% BTC/ETH = 95% of portfolio value is stable (historical +500% over 5 years)
- ✅ 20% L2 = captures next bull cycle (2-5x upside)
- ✅ 10% Alts = lottery ticket (if 1 becomes next 100x, portfolio +10x)
- ✅ Rebalance quarterly = sell winners, buy dips (forces discipline)
⚠️: This is NOT financial advice. Your risk tolerance may differ. Adjust percentages based on your timeline (5+ years = more aggressive, <1 year = more conservative).